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p{color:#58746e;font-size:11px;line-height:1.7;margin:0}.modal-risk{display:flex;gap:15px;background:#fff1e7;border:1px solid #f1cfac;border-radius:17px;padding:22px;margin-top:13px}.risk-icon{font-size:20px;font-weight:900;color:#924316;background:#ffe1bc;display:grid;place-items:center;width:36px;height:36px;flex:none;border-radius:11px}.modal-risk h3{font-size:16px;margin:3px 0 8px}.modal-risk p{font-size:11px;line-height:1.8;color:#865d42;margin:0 0 7px}.modal-risk .risk-secondary{color:#9a5830;font-weight:700;margin-bottom:0}.modal-actions{flex:none;border-top:1px solid #e1e7ed;background:#fff;padding:17px 30px 18px}.ack-label{display:flex;gap:10px;align-items:center;font-size:11px;font-weight:700;line-height:1.55;color:#526174;margin-bottom:14px;cursor:pointer}.ack-label input{width:18px;height:18px;accent-color:#0caa8f;flex:none}.ack-label.is-hidden{display:none}.modal-action-row{display:flex;align-items:center;justify-content:space-between;gap:12px}.modal-later{background:none;border:0;color:#68778a;font-size:11px;font-weight:800;padding:12px}.modal-continue{border:0;padding:15px 19px;border-radius:12px;background:#152a43;color:white;font-weight:800;font-size:12px;display:flex;gap:36px;align-items:center}.modal-continue:disabled{background:#bdc9d3;cursor:not-allowed}.nojs{position:fixed;bottom:10px;left:10px;right:10px;background:#fff5d9;padding:12px;border:1px solid #c8ab71;font-size:13px;z-index:400}
@media(max-width:1100px){.hero-grid{gap:28px}.dashboard-wrap{transform:none}.hero h1{font-size:58px}.process-grid,.quiz-grid,.faq-grid{gap:50px}}
@media(max-width:850px){.shell{width:min(100% - 40px,1180px)}.desktop-nav{display:none}.hero{padding:128px 0 42px}.hero-grid{grid-template-columns:1fr;gap:45px}.hero-copy{max-width:690px}.hero h1{max-width:680px}.dashboard-wrap{max-width:610px;width:100%;justify-self:center}.important-strip{margin-top:38px}.section-pad{padding:80px 0}.section-heading{grid-template-columns:1fr}.section-heading>p{max-width:570px}.process-grid,.quiz-grid,.faq-grid{grid-template-columns:1fr}.process-grid{gap:40px}.quiz-grid{gap:32px}.quiz-side-note{margin-top:28px}.footer-main{grid-template-columns:1fr 1fr;gap:40px}.footer-links{grid-column:span 2}}
@media(max-width:600px){.shell{width:calc(100% - 32px)}.site-header{height:73px}.nav-action{font-size:0;padding:11px 13px}.nav-action span{font-size:18px}.brand-wordmark{font-size:20px}.brand-small{font-size:7px}.brand-symbol{width:36px;height:36px}.hero{padding:111px 0 34px}.hero h1{font-size:clamp(39px,10vw,55px);margin:20px 0}.hero-lead{font-size:12px;line-height:1.85}.hero-points{gap:10px 16px}.hero-points>span{font-size:10px}.hero-actions{gap:10px}.primary-btn{padding:16px 17px;gap:24px}.text-btn{font-size:11px}.hero-under{font-size:10px}.dashboard-wrap{padding-top:8px}.dash-tag{font-size:8px;top:-14px;right:0}.dashboard{padding:15px;border-radius:18px}.dashboard-cards>div{padding:9px 7px}.dashboard-cards strong{font-size:9px}.dashboard-cards span{font-size:8px}.dashboard-top b{font-size:13px}.chart-area{height:155px}.chart-caption span{display:none}.important-strip{margin-top:29px;padding:16px;align-items:flex-start;flex-wrap:wrap;gap:11px}.strip-mark{width:30px;height:30px}.important-strip>div:nth-child(2){width:calc(100% - 42px)}.important-strip button{margin-left:42px;padding:9px 11px}.important-strip strong{font-size:11px}.important-strip p{font-size:10px}.section-pad{padding:65px 0}.section-heading h2,.quiz-side h2,.faq-grid h2{font-size:37px}.task-grid{grid-template-columns:1fr;gap:12px}.task-card{padding:22px}.mini-viz{height:82px}.task-card h3{margin:10px 0}.process-copy h2{font-size:39px}.process-timeline{padding:18px 21px;border-radius:19px}.timeline-step{padding:18px 0}.quiz-grid{gap:24px}.side-bullets{margin-top:23px}.quiz-panel{padding:21px 17px 18px;min-height:520px;border-radius:21px}.quiz-content{padding-top:31px}.answer-options{grid-template-columns:1fr;gap:10px}.answer-option{min-height:57px}.answer-option.full{grid-column:span 1}.question-title{font-size:27px}.quiz-footer>span{max-width:170px}.faq-list summary{font-size:13px}.footer{padding-top:48px}.footer-main{display:flex;flex-direction:column;gap:30px}.footer-bottom{flex-direction:column;gap:9px;margin-top:35px}.modal-overlay{padding:0;align-items:stretch}.modal-window{max-height:none;height:100dvh;width:100%;border-radius:0;animation:none}.modal-header{padding:22px 20px 18px}.modal-header h2{font-size:28px}.modal-scroller{padding:15px 16px 20px}.modal-quick{gap:6px}.modal-quick>div{padding:10px 9px}.modal-quick small{font-size:7px}.modal-quick b{font-size:9px}.modal-card-grid{grid-template-columns:1fr;gap:9px}.modal-card{padding:15px}.modal-card h3{margin:7px 0}.modal-money,.modal-risk{padding:15px;gap:11px}.modal-money-value{font-size:25px}.modal-money-value small{display:block;margin-top:3px}.modal-money-icon{width:34px;height:34px}.modal-actions{padding:11px 16px 15px}.ack-label{font-size:10px;margin-bottom:10px}.modal-later{padding:10px 0;font-size:10px}.modal-continue{padding:13px 12px;gap:10px;font-size:11px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;transition-duration:.01ms!important}}


/* Hero / bright design refresh: separate scoped visual theme for first screen */
.site-header{color:#152b3b}
.site-header .brand-symbol{background:#d9f7e9;color:#138a73;border:1px solid #b7e9d4;box-shadow:0 5px 16px #147c5820}
.site-header .brand-small{opacity:.77;color:#61778a}
.site-header .desktop-nav{color:#415769}
.site-header .desktop-nav a:hover{color:#087f6d}
.site-header .nav-action{background:#173e48;color:#fff;box-shadow:0 8px 20px #06495318}
.site-header .nav-action span{color:#91f6d0}
.hero{background:linear-gradient(120deg,#fcfffe 0%,#f4fbfb 35%,#ebf6fc 68%,#e5f3ee 100%);color:#172b43}
.hero:before{opacity:.35;background-image:linear-gradient(#8fc9bf22 1px,transparent 1px),linear-gradient(90deg,#8fc9bf22 1px,transparent 1px);background-size:62px 62px}
.hero-ambient-one{background:radial-gradient(circle,#88eec37d,transparent 69%);opacity:.68}
.hero-ambient-two{background:radial-gradient(circle,#b2dafa79,transparent 69%);opacity:.6}
.hero .eyebrow.light{color:#198b74}
.hero h1{color:#142b3f}
.hero h1 em{color:#148b75}
.hero-lead{color:#516b7e}
.hero-points>span{color:#2e5763}
.hero .point-ico{background:#d5f5e9;color:#168a73;border:1px solid #bdebd9}
.hero .primary-btn{background:#0e9b83;color:#fff;box-shadow:0 13px 24px #0e9b8330}
.hero .primary-btn:hover{background:#087c69}
.hero .text-btn{color:#214f63}
.hero .text-btn span{color:#0b987d}
.hero-under{color:#688090}
.hero .dashboard{background:#fff;border-color:#d4e8e8;color:#183449;box-shadow:0 32px 74px #2d69742b}
.hero .dashboard:before{background:linear-gradient(90deg,transparent,#79b9a680,transparent)}
.hero .dashboard-top b{color:#17374d}
.hero .dashboard-top span{color:#6b8792}
.hero .dashboard-icon{background:#effbf7;border-color:#d4ebe3;color:#198c76}
.hero .dashboard-tabs{border-color:#e2edf1;color:#758994}
.hero .dashboard-tabs .current{border-color:#16947e;color:#147d6a}
.hero .chart-caption b{color:#385668}
.hero .chart-caption span{color:#718c9e}
.hero .chart-grid{background-image:linear-gradient(#b6ceda4a 1px,transparent 1px),linear-gradient(90deg,#b6ceda4a 1px,transparent 1px);border-color:#d1e2e9}
.hero .dashboard-cards>div{background:#f1faf9;border-color:#d5ebe8}
.hero .dashboard-cards small{color:#14957c}
.hero .dashboard-cards strong{color:#1d4052}
.hero .dashboard-cards span{color:#5f7989}
.hero .dash-footer{color:#54778b}
.hero .tiny-icon{color:#148f79}
.hero .important-strip{background:#fffaf1;border:1px solid #ecdcc7;backdrop-filter:none;color:#5e4431;box-shadow:0 12px 36px #8b714217}
.hero .important-strip strong{color:#433a33}
.hero .important-strip p{color:#765c44}
.hero .important-strip p b{color:#69432c}
.hero .important-strip button{border-color:#cdaf88;color:#65462f;background:#fff}
@media(max-width:600px){.hero .dashboard{box-shadow:0 14px 36px #2d697426}.hero .important-strip{box-shadow:0 10px 24px #8b714213}}